Being without health insurance is a scary thing for most people but when you have a mental illness and rely upon daily medication, it is really scary.
The good news is that many pharmaceutical companies are sympathetic to patients and offer several different programs to help. Even if you have insurance but your prescription coverage is lacking, there are programs for you.
The fear many patients have is not being able to afford their care. This is the biggest reason why many skip treatment, cancel therapy appointments and often go off needed medication. For someone with a mood disorder this can set you back in your treatment.
When you find yourself without insurance, the first thing to do is get busy on the Internet. Write down the medications you take and Google them. Go to the pharmaceutical company's website and check out what programs they have to help with the cost of your prescription drugs.
The next thing to do is to talk to your doctor. Explain your financial situation and if you are currently stable, see if you can put off your appointment for medication management. If you cannot, see if your doctor will charge you on a sliding scale until you are able to get new health insurance.
Clinics are another option but many times they have waiting lists of 6 weeks of longer. As soon as you lose your coverage, call up and get on that list!
If you are secure with a good therapist, have a discussion with them about your financial situation. See what they can do to help you out. You will never know unless you ask.
Consistent treatment is essential for mental illness. Financial setbacks and lack of health insurance are stumbling blocks on the road to your wellness. Try and work through them so you don't suffer!
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